The Ministry of Economy, Industry and Trade presented a new map that exposes the wide range of financing available for micro, small, and medium-sized enterprises, as well as startups in Costa Rica.
The study, released on April 30, 2026, identified the participation of 50 public and private entities offering a total of 88 financial products, including reimbursable and non-reimbursable funds.
According to the results, 74.1% of these products are loans, while the remaining 26.1% are seed capital funds. In addition, 15 institutions offer this type of non-repayable financing specifically targeted at startups.
In terms of terms and conditions, the report highlights that more than half of loans denominated in colones have interest rates below 10.1% p.a., and 17.1% p.a. are even below 5.1% p.a., reflecting a competitive environment for access to financing.
Available amounts range from ₡50,000 to ₡1,200,000,000, depending on the product type, and include additional benefits such as advice, training, grace periods, and guarantee schemes.
The Minister of Economy, Patricia Rojas, stated that this mapping seeks to centralize information and facilitate decision-making by entrepreneurs and business owners, in a context where there was previously no unified tool.
With this initiative, the MEIC aims to strengthen the business ecosystem and improve access to key resources for the country's productive growth.
This is a news service prepared by ICS. For more information about the story, write to info@ics.cr or call 2519-9992 ICS, tax specialists.